As the ANC heads to its elective conference in December this can be seen as a last-ditch effort by current party leaders to be seen addressing ill thought out yet unresolved resolutions from its previous conference. To achieve this objective, the current limited operation of the Postbank must be expanded for it to provide a full range of services, including loans. The proposed bill attempts to create a fully-fledged bank that operates outside of the prudential regulations that are applicable to other banks.